Difference Between An Accountant & a Financial Advisor

23 July 2025 • Accountant vs Financial Advisor, Business Financial Strategy, Financial Planning

It’s a question we hear all the time aren’t accountants and financial advisors the same? Not quite. They work together, but their roles are different.

Accountants: The Historians

Accountants look at what’s already happened. They help with:

* Preparing your annual accounts

* Filing taxes

* Ensuring compliance

They’re essential, but mostly focused on the past.

Financial Advisors: The Strategists

Financial advisors help you plan for the future. They look at:

* Budgeting and forecasting

* Growth strategy

* Cash flow management

* Financial modelling

They use your current numbers to shape your future direction.

Why you might need both

If you only work with an accountant, you may be compliant — but not strategic. A financial advisor helps you make the most of your finances.

Working together, they can ensure your business is both financially sound and positioned to grow.

← Back to all posts